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BAC Community Bank Benefits

Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Free Pre-qualifications

We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and home equity lines of credit. We offer easy to understand explanations of each program on the site and a Relationship Manager is always just a call or e-mail away!

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A BAC Community Bank Relationship Manager will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Relationship Managers are only a phone call away if you need help. Contact us at 209-473-6800 or 877-226-5820.

Rate Watch

Keep an eye on rates via email. Sign up for Rate Watch.

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Calculators

Unsure of which way to go? Use our mortgage calculators to help you make the right decision.

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Document Center

Access important documents related to your application.

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