Mortgage Center
BAC Community Bank Benefits
Still want to have personal assistance?
You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.
Free Pre-qualifications
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Confused about which program to choose?
We offer a variety of loan options to choose from including fixed rate mortgages and home equity lines of credit. We offer easy to understand explanations of each program on the site and a Relationship Manager is always just a call or e-mail away!
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A BAC Community Bank Relationship Manager will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Relationship Managers are only a phone call away if you need help. Contact us at 209-473-6800 or 877-226-5820.
Calculators
Unsure of which way to go? Use our mortgage calculators to help you make the right decision.
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed | ||
| Rate | APR | |
| 7.375% | 7.535% | |
| 15 Year Fixed | ||
| Rate | APR | |
| 6.875% | 7.127% | |
| 10 Year Fixed Balloon | ||
| Rate | APR | |
| 6.950% | 7.105% | |
| 5 Year Fixed Balloon | ||
| Rate | APR | |
| 6.700% | 6.954% | |